Insurance protections tailor-made to answer the specific needs of appraisers and conservators.
Coverage in case of a lawsuit
General liability insurance to cover the legal costs to defend you should you be sued for having caused bodily injury or physical damage to a third party. If the Court finds you guilty of negligence, the Insurer will also pay the indemnity to the harmed person.
Example: the owner of your rented studio sues you for damages to the building following a fire that started in your studio.
Errors & Omissions insurance because no one is immune from a lawsuit, whether it is justified or not, for having caused a financial loss resulting from a professional error. The Insurer will pay legal expenses to defend you in case of a lawsuit, and the indemnity if the Court finds you responsible for the financial loss suffered by the plaintiff.
Example: An artwork appraised too low or a mistake in a treatment might cause financial damage to a client resulting in a lawsuit, whether the claim is true or alleged.
Coverage for art objects entrusted for appraisal or conservation work while at your studio, at the client’s premises or in transit.
- Available on an annual basis, or for a specific project
- High limits of coverage available
Coverage for your studio to protect yourself from the financial consequences of a physical loss due to fire, theft, breakage, water damage, etc. Property insurance can cover your:
- Tools and materials
- Furniture, computer, camera, etc.
- Improvements made to your studio
Business interruption covers extra expenses and loss of revenue following damage to insured property.
Worldwide coverage available!
*some eligibility criteria may apply.
2055, rue Peel, Bureau 410
Montréal QC H3A 1V4
ASSURART Inc. is a Canadian insurance brokerage and financial services firm.